Important information:
The customer portal and web access to the card account were discontinued on 10 April 2024. Please download the Swiss Bankers App to continue to have unrestricted access to all services.
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Value is the prepaid credit card from Swiss Bankers for companies. It is the ideal solution for easily making expense and advance payments to employees – securely, quickly and easily.
Request Value
Always safe: payouts to your employees without cash and with full cost control.
The card is accepted in more than 70 million shops as well as for online payment. You can withdraw money at ATMs in Switzerland and abroad.
It is now available for your employees. The card is available in Swiss francs, euros or US dollars.
Top up the card via a simple web service and present Value to the beneficiary. It can be topped up once or repeatedly.
With Value, your employees also benefit from mobile payments by conveniently paying with their smartphone or smartwatch, for example via Apple Pay or Samsung Pay.
The Swiss Bankers app includes practical features such as balance and spending overviews, immediate card blocking in the event of loss and more.
The card can only be debited if a credit balance has been loaded onto it. You can challenge transactions within 30 days. The latest security standards provide security and protection against card misuse on the Internet. In the event of loss, the card including the balance will be replaced worldwide.
The latest security technologies protect against misuse. The balance is fully secured and the card is quickly replaced worldwide if lost.
Card fee
None
None
Annual fee: CHF 45
Monthly fee: CHF 2.90
None
None
Annual fee: CHF 45
Top-up fee
Subject to conditions1
1.5%, for cards obtained from Swiss Bankers
1.5%1, for cards obtained via outlets
Fast charging by credit card/debit card (approx. 15min): Additional costs of 1.5% (on charging amount with charging fee).
Charging with PostFinance card: Additional costs of CHF 6.
Tip: When you top up your card via online banking, your credit is generally available in one working day. There are no further costs in addition to the top-up fee1.
None, for cards obtained from Swiss Bankers
None, for cards obtained via outlets
Fast charge by credit card/debit card (approx. 15min): 1.5%.
Charge with PostFinance card: CHF 6.
Tip: It’s free to top up your card via online banking, and your credit is generally available in one working day1.
None
Fast charge by credit card/debit card (approx. 15min): 1.5%.
Charge with PostFinance card: CHF 6.
Tip: It’s free to top up your card via online banking, and your credit is generally available in one working day.
1.5 %1
Fast charging by credit card/debit card (approx. 15min): Additional costs of 1.5% (on charging amount with charging fee).
Charging with PostFinance card: Additional costs of CHF 6.
Tip: When you top up your card via online banking, your credit is generally available in one working day. There are no further costs in addition to the top-up fee.
Subject to conditions1
None
Fast charge by credit card/debit card (approx. 15min): 1.5%.
Charge with PostFinance card: CHF 6.
Tip: Charge your card via e-banking (2-3 working days), so there are no additional costs.
Ways to top up your card
- Bank transfer/e-banking
- Credit card/debit card/PostFinance card
- Outlets
Tip: To find your personal payment details, open the Swiss Bankers app and select “Top-up.”
- Bank transfer/e-banking
- Credit card/debit card/PostFinance card
- Outlets
Tip: To find your personal payment details, open the Swiss Bankers app and select “Top-up.”
- Bank transfer/e-banking
- Credit card/debit card/PostFinance card
- Outlets
Tip: To find your personal payment details, open the Swiss Bankers app and select “Top-up.”
- Bank transfer/e-banking
- Credit card/debit card/PostFinance card
- Outlets
Tip: To find your personal payment details, open the Swiss Bankers app and select “Top-up.”
- Bank transfer/e-banking
- Credit card/debit card/PostFinance card
- Outlets
Tip: To find your personal payment details, open the Swiss Bankers app and select “Top-up.”
Charge per payment
None
CHF 1 / EUR 1 / USD 1
None
None
CHF 1 / EUR 1 / USD 1
None
None
Processing fee foreign country
None
None
0.95%
0.95%
None
None
0.95%
ATM withdrawal fee in Switzerland
Subject to conditions
2%, min. CHF/EUR/USD 2
2%, min. CHF 2
2%, min. CHF 2
2%, min. CHF 2
Subject to conditions
2%, min. CHF 2
ATM withdrawal fee abroad
Subject to conditions
2%, min. CHF/EUR/USD 7.50
2%, min. CHF 7.50
2%, min. CHF 7.50
2%, min. CHF 7.50
Subject to conditions
2%, min. CHF 7.50
Replacement card
Subject to conditions
Free replacement worldwide in case of loss or theft, usually within three working days, including the remaining card balance. Replacement of digital cards within one working day.
Replacement in case of loss or theft, including the remaining card balance, for a fee of CHF 20.00 in Switzerland and CHF 50.00 abroad. Replacement of digital cards within one working day.
Replacement of digital cards within one working day in case of loss or theft, including the remaining card balance, for a fee of CHF 20.00.
Free replacement worldwide in case of loss or theft, usually within three working days, including the remaining card balance. Replacement of digital cards within one working day.
Subject to conditions
Replacement in case of loss or theft including remaining card value for a fee of CHF 20.00 in Germany and CHF 50.00 outside Germany. Replacement of digital cards within one working day.
Card top-up
Subject to conditions
Min. CHF 100 / EUR 100 / USD 100
Max. CHF 10 000 / EUR 10 000 / USD 10 000
Min. CHF 100
Max. CHF 10 000
Min. CHF 100
Max. CHF 10 000
Min. CHF 100 / EUR 100 / USD 100
Max. CHF 20 000 / EUR 20 000 / USD 20 000
Subject to conditions
Min. CHF 100
Max. CHF 10 000
Card currencies
CHF / EUR / USD
CHF / EUR / USD
CHF
CHF
CHF / EUR / USD
CHF / EUR / USD
CHF
Use options
- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments
- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments
- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments
- Payment terminals / machines
- Contactless payment
- Internet / online payments
- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments
- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments
- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments
Mobile payment
- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!
- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!
- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!
- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!
- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!
- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!
-
Availability
In CHF: To the online shop
In EUR / USD: To the outlets
To the online shop, Banks, SBB
To the outlets
Selected private banks
Maximum number of cards per person
-
Three cards directly from Swiss Bankers
Five cards via our outlets
One card directly from Swiss Bankers
Five cards via our outlets
1 card
5 cards
-
One card directly from Swiss Bankers
Five cards via our outlets
Swiss Bankers App Features
– Block your card
– Geo-blocking
– Spending overview
– Many other features
– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features
– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features
– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features
– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features
– Block your card
– Geo-blocking
– Spending overview
– Many other features
– Block your card
– Geo-blocking
– Spending overview
– Many other features
1 Top-up fee may vary depending on the contractual partner
Answers to general questions about PIN codes, security, mobile payment and services can be found under Frequently asked questions – general.
Who is Value for?
The Value Card for SMEs is worthwhile from the very first card. As the manager, you decide how much credit is available to each employee, customer or cardholder for their worldwide business expenditures.
What are the advantages of a prepaid corporate credit card?
Value is suitable for all companies whose employees travel abroad and regularly have to pay additional fees for payments in foreign currencies. Project-related employees can also easily obtain a Value prepaid card to make quick payments when travelling. The prepaid corporate card also allows you to easily distribute expense allowances to employees. Processing fees for withdrawing cash are kept low.
What should be done if the card is lost or misused?
In the event of loss, theft or misuse, the cardholder should preferably block the card immediately via the Swiss Bankers app. Our customer service should then be contacted immediately on +41 31 710 12 15.
The practical features of the Swiss Bankers app make using Value even more convenient, with clear presentation of all options and relevant information.
Was ist eine Prepaid Firmenkreditkarte?
Prepaid Kreditkarten spielen im geschäftlichen Bereich eine immer grössere Rolle. Der Hauptvorteil einer Prepaid Kreditkarten liegt in der einfachen Ausstellung und Handhabung für das Unternehmen. Die Einsatzmöglichkeiten sind weitestgehend vergleichbar mit Standard Kreditkarten. Typischerweise erhält der Mitarbeitende eine Visa oder Mastercard Kreditkarte, auf der sein Name und die Kartendaten abgebildet sind.
Häufig werden Geschäftskarten als Business Cards und Corporate Cards bezeichnet, wobei Business Cards i. d. R. für KMUs und Corporate Cards für grössere Unternehmen angedacht sind. Swiss Bankers hat die Vorteile dieser Kartentypen in der flexiblen Value Karte für Sie zusammengefasst. Einkäufe werden einfach direkt über das Firmenkonto abgerechnet.
Lohnt sich eine Prepaid Firmenkreditkarte für mein Unternehmen?
Ob sich eine Firmenkreditkarte für Ihr Unternehmen lohnt, hängt nicht alleine von der Unternehmensgrösse ab. Werden oft Spesen für Mitarbeiter ausgelegt, lohnt sich eine Firmenkreditkarte oftmals auch für kleine Unternehmen.
Aber nicht nur bei der Auslage von Spesen ist eine Karte sinnvoll. Auch beim regelmässigen Einkauf von Arbeits- und Büromaterial lohnt sich eine solche Karte.
Die Vorteile der Value Prepaid Firmenkreditkarte im Überblick:
Bekommt ein Mitarbeiter mit mangelnder Bonität eine Firmenkreditkarte?
Über Swiss Bankers können Unternehmen jedem Mitarbeiter eine Prepaid Firmenkreditkarte ausstellen. Eine Bonitätsprüfung einzelner Mitarbeiter ist nicht erforderlich.
Welche Vorteile bietet die Value Prepaid-Firmenkreditkarte?
Einfaches Spesenmanagement
Die Abrechnung einer Value Prepaid Firmenkreditkarte ist einfach und transparent. Mitarbeiter müssen keine Spesen auslegen und können über das Ihnen zugewiesen Budget verfügen. Mit periodischen Überweisungen können Sie Spesen für Mitarbeiter automatisch auf die Karte laden.
Entfall von Bonitätsprüfung oder Bankgarantie
Herkömmliche Kreditkarten können für Mitarbeiter nur ausgestellt werden, wenn das Unternehmen mit entsprechenden Sicherheiten dafür bürgt. Je nach Situation mag das Beantragen und Ausstellen von Firmenkarten Fragen der Zahlungsfähigkeit und ggf. das Ausstellen von Bankgarantien nach sich ziehen.
Auslandsreisen
Bei Auslandsreisen können Ihre Mitarbeiter Flugtickets und Hotelzimmer einfach per Prepaid Kreditkarte zahlen. Die Value Karte können Sie an über 70 Mio. Akzeptanzstellen weltweit einsetzen. Ein Geldumtausch im Ausland ist damit nicht mehr unbedingt notwendig. Ihre Mitarbeiter müssen weniger oder abhängig vom Zielland gar kein Bargeld mit sich tragen. Das Reisebudget können Sie für Ihre Mitarbeiter einfach per Aufladung vorher festlegen. Bei Bedarf kann innerhalb von Minuten die Karte nachgeladen werden.
Digitale Dienste und Online Bestellungen
Software-Abonnements oder andere digitale Dienste mit wiederkehrenden Zahlungen können Sie auf einfachste Art und Weise bezahlen. Auch Geschenke für Kollegen, Büroartikel oder nicht wiederkehrende Bestellungen können auf diese Weise online bezahlt werden.
Skalierbar
Die Value Karte von Swiss Bankers geben Sie selbständig an Ihre Mitarbeiter aus. Sie bestellen einen Vorrat und weisen die Karten direkt den jeweiligen Mitarbeitern zu. Verlässt ein Mitarbeiter Ihr Unternehmen, können Sie die Karte und das Kartenguthaben einem anderen Mitarbeiter zuweisen.
Transparent
Elektronische Zahlungen können im Gegensatz zu Bargeldzahlungen leichter automatisiert verarbeitet werden. Wenn Ihre Mitarbeiter Bargeld verwenden oder private Auslagen tätigen, birgt das gewisse Risiken, wie beispielsweise Diebstahl des Geldes oder dass die Ausstellung eines Belegs versäumt wurde. Mit einer Prepaid Firmenkreditkarte ist der Zahlungsprozess sicher und transparent.
© Swiss Bankers 2024
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