Prime is the exclusive prepaid credit card from Swiss Bankers, available from selected private banks. You receive the card immediately, can add money to your balance as required and can pay worldwide securely and conveniently.
Prime Card is now called Prime.
Always safe: available at no risk in Swiss francs, euros or US dollars.
You can use the card in more than 70 million shops as well as for online payment. You can withdraw money at ATMs in Switzerland and abroad.
Prime is available from selected private banks in either Swiss francs, euros or US dollars – quickly and easily.
You can add money to your prepaid Prime credit card via your bank. Prime offers even more flexibility thanks to higher top-up limits.
With Prime you also benefit from mobile payments. You pay conveniently with your smartphone or your smartwatch, for example via Apple Pay or Samsung Pay.
The Swiss Bankers app includes practical features such as balance and spending overviews, immediate card blocking in the event of loss, blocking for specific countries and more.
Security is guaranteed inside and outside of Switzerland. The card can only be debited if a credit balance has been loaded onto it. You can challenge transactions within 30 days. In the event of loss or theft, the card and its credit balance will be replaced by courier service worldwide at no charge.
In the event of loss or theft, the card and its credit balance will be replaced by courier service worldwide at no charge. Cards deposited digitally in the Swiss Bankers app can be reactivated immediately.
Card fee
None
None
Annual fee: CHF 45
Monthly fee: CHF 2.90
None
None
Annual fee: CHF 45
Top-up fee
1.5 %1
Fast charging by credit card/debit card (approx. 15min): Additional costs of 1.5% (on charging amount with charging fee).
Charging with PostFinance card: Additional costs of CHF 6.
Tip: When you top up your card via online banking, your credit is generally available in one working day. There are no further costs in addition to the top-up fee.
1.5%, for cards obtained from Swiss Bankers
1.5%1, for cards obtained via outlets
Fast charging by credit card/debit card (approx. 15min): Additional costs of 1.5% (on charging amount with charging fee).
Charging with PostFinance card: Additional costs of CHF 6.
Tip: When you top up your card via online banking, your credit is generally available in one working day. There are no further costs in addition to the top-up fee1.
None, for cards obtained from Swiss Bankers
None, for cards obtained via outlets
Fast charge by credit card/debit card (approx. 15min): 1.5%.
Charge with PostFinance card: CHF 6.
Tip: It’s free to top up your card via online banking, and your credit is generally available in one working day1.
None
Fast charge by credit card/debit card (approx. 15min): 1.5%.
Charge with PostFinance card: CHF 6.
Tip: It’s free to top up your card via online banking, and your credit is generally available in one working day.
1.5 %1
Fast charging by credit card/debit card (approx. 15min): Additional costs of 1.5% (on charging amount with charging fee).
Charging with PostFinance card: Additional costs of CHF 6.
Tip: When you top up your card via online banking, your credit is generally available in one working day. There are no further costs in addition to the top-up fee.
Subject to conditions1
None
Fast charge by credit card/debit card (approx. 15min): 1.5%.
Charge with PostFinance card: CHF 6.
Tip: Charge your card via e-banking (2-3 working days), so there are no additional costs.
Ways to top up your card
- Bank transfer/e-banking
- Credit card/debit card/PostFinance card
- Outlets
Tip: To find your personal payment details, open the Swiss Bankers app and select “Top-up.”
- Bank transfer/e-banking
- Credit card/debit card/PostFinance card
- Outlets
Tip: To find your personal payment details, open the Swiss Bankers app and select “Top-up.”
- Bank transfer/e-banking
- Credit card/debit card/PostFinance card
- Outlets
Tip: To find your personal payment details, open the Swiss Bankers app and select “Top-up.”
- Bank transfer/e-banking
- Credit card/debit card/PostFinance card
- Outlets
Tip: To find your personal payment details, open the Swiss Bankers app and select “Top-up.”
- Bank transfer/e-banking
- Credit card/debit card/PostFinance card
- Outlets
Tip: To find your personal payment details, open the Swiss Bankers app and select “Top-up.”
- Bank transfer/e-banking
- Credit card/debit card/PostFinance card
- Outlets
Tip: To find your personal payment details, open the Swiss Bankers app and select “Top-up.”
Charge per payment
CHF 1 / EUR 1 / USD 1
CHF 1 / EUR 1 / USD 1
None
None
CHF 1 / EUR 1 / USD 1
None
None
Processing fee foreign country
None
None
0.95%
0.95%
None
None
0.95%
ATM withdrawal fee in Switzerland
2%, min. CHF 2
2%, min. CHF/EUR/USD 2
2%, min. CHF 2
2%, min. CHF 2
2%, min. CHF 2
Subject to conditions
2%, min. CHF 2
ATM withdrawal fee abroad
2%, min. CHF 7.50
2%, min. CHF/EUR/USD 7.50
2%, min. CHF 7.50
2%, min. CHF 7.50
2%, min. CHF 7.50
Subject to conditions
2%, min. CHF 7.50
Replacement card
Free replacement worldwide in case of loss or theft, usually within three working days, including the remaining card balance. Replacement of digital cards within one working day.
Free replacement worldwide in case of loss or theft, usually within three working days, including the remaining card balance. Replacement of digital cards within one working day.
Replacement in case of loss or theft, including the remaining card balance, for a fee of CHF 20.00 in Switzerland and CHF 50.00 abroad. Replacement of digital cards within one working day.
Replacement of digital cards within one working day in case of loss or theft, including the remaining card balance, for a fee of CHF 20.00.
Free replacement worldwide in case of loss or theft, usually within three working days, including the remaining card balance. Replacement of digital cards within one working day.
Subject to conditions
Replacement in case of loss or theft including remaining card value for a fee of CHF 20.00 in Germany and CHF 50.00 outside Germany. Replacement of digital cards within one working day.
Card top-up
Min. CHF 100 / EUR 100 / USD 100
Max. CHF 20 000 / EUR 20 000 / USD 20 000
Min. CHF 100 / EUR 100 / USD 100
Max. CHF 10 000 / EUR 10 000 / USD 10 000
Min. CHF 100
Max. CHF 10 000
Min. CHF 100
Max. CHF 10 000
Min. CHF 100 / EUR 100 / USD 100
Max. CHF 20 000 / EUR 20 000 / USD 20 000
Subject to conditions
Min. CHF 100
Max. CHF 10 000
Card currencies
CHF / EUR / USD
CHF / EUR / USD
CHF
CHF
CHF / EUR / USD
CHF / EUR / USD
CHF
Use options
- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments
- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments
- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments
- Payment terminals / machines
- Contactless payment
- Internet / online payments
- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments
- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments
- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments
Mobile payment
- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!
- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!
- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!
- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!
- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!
- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!
-
Availability
Selected private banks
In CHF: To the online shop
In EUR / USD: To the outlets
To the online shop, Banks, SBB
To the outlets
Selected private banks
Maximum number of cards per person
5 cards
Three cards directly from Swiss Bankers
Five cards via our outlets
One card directly from Swiss Bankers
Five cards via our outlets
1 card
5 cards
-
One card directly from Swiss Bankers
Five cards via our outlets
Swiss Bankers App Features
– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features
– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features
– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features
– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features
– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features
– Block your card
– Geo-blocking
– Spending overview
– Many other features
– Block your card
– Geo-blocking
– Spending overview
– Many other features
1 Top-up fee may vary depending on the distribution partner
1 Top-up fee may vary depending on the distribution partner
Answers to general questions about PIN codes, security, mobile payment and services can be found under Frequently asked questions – general.
Where is the Prime prepaid card available?
Prime is available from selected private banks in Switzerland.
How many cards can I have?
You can have a maximum of five cards. However, this varies from one distribution partner to another.
In what currencies is Prime available?
The Prime card is available in euros, US dollars or Swiss francs.