The Swiss Bankers Travel Card is specifically designed for travel: no annual fee, low foreign currency charges, and worldwide usability.

Your Swiss Bankers prepaid credit card is valid at around 70 million acceptance points worldwide – anywhere Mastercard or Visa is accepted. That means:

• Online Shopping: Shop securely and conveniently in online stores worldwide.
• In Stores: Pay contactlessly or with a PIN in physical shops.
• Restaurants and Hotels: Use your card for services and overnight stays.
• Cash Withdrawal: Withdraw money at ATMs in Switzerland and abroad.

Whether you're traveling, managing your everyday life in Switzerland, or making international transactions – your Swiss Bankers prepaid card is a reliable and versatile companion.

Yes. With your Swiss Bankers prepaid credit card – both the Life and Travel cards – you can conveniently pay using your smartphone.

Swiss Bankers supports the most common mobile payment solutions:

• Apple Pay
• Google Pay
• Samsung Pay
• Garmin Pay
• Fitbit Pay
• SwatchPAY!

You can easily activate your prepaid credit card for your preferred mobile payment solution via the Swiss Bankers app. Afterwards, you can make contactless payments at all terminals that support the corresponding technology (NFC).

A virtual prepaid credit card is a fully digital version of your card that does not require any physical card material. You receive a card number, an expiration date, and a security code (CVC) – all the information you need for online transactions.

The benefits of a virtual card are diverse and offer maximum convenience and security:

• Maximum online security: Since there’s no physical card to lose or steal, the virtual prepaid credit card is especially secure – ideal for online shopping, subscriptions, streaming services, and bookings.
• Instant availability: After applying and completing digital identification, your virtual card is often available within minutes and ready for immediate use in online payments.
• Seamless integration: Perfect for adding to digital wallets like Apple Pay or Google Pay. This allows you to make contactless payments with your smartphone or smartwatch – anywhere contactless payments are accepted.
• Environmentally friendly: By eliminating plastic, the virtual card helps reduce your ecological footprint.

The virtual credit card is therefore the ideal solution for anyone who primarily pays online or wants an additional, secure card for digital services and contactless payments.

Recharging your Swiss Bankers prepaid credit card is extremely flexible and user-friendly. You can increase your card balance in several ways:

•  Bank Transfer: Transfer money directly from your bank account to your prepaid card – a common and secure method.
• Via Swiss Bankers App: Use the intuitive app for quick and convenient top-ups – for example, via QR invoice or e-banking. The app offers seamless integration for managing your balance.
• Cashless at Partner Locations: At all Swiss Bankers partner locations, you can also top up your card with cash. This is especially practical when you're on the go and need quick access to your card.

Detailed information can be found in the respective product descriptions of each prepaid card.

The speed at which your Swiss Bankers prepaid credit card is ready for use depends on two factors: the type of card you choose and the identification method used.

• Virtual Cards: These are often ready for use just a few minutes after completing digital identification in the app. You’ll receive all necessary card details immediately and can start shopping online or add the card to Apple Pay or Google Pay right away.
• Physical Cards: These are sent to you by mail after successful identification – usually within a few business days. Once the card arrives and is activated, you can top it up and use it for all your transactions.

Yes, Swiss Bankers is aware of the importance of financial education and offers tailored solutions for teenagers and young adults:

• Life or Life Digital Card: These cards are available from the age of 16 and are ideal for young people who are making their first independent purchases, shopping online, or want to pay flexibly while on the go. Parents can retain control over top-ups and set spending limits if needed.

These prepaid credit cards offer a secure and controlled environment – while also providing the financial freedom needed to learn responsible money management.

No – and that’s exactly one of the key advantages of Swiss Bankers prepaid cards. All cards are available without a credit check.
This makes them an ideal solution for a wide range of users:

• Teenagers and young adults who are learning how to manage money
• Students
• Individuals with low or no creditworthiness
• Expats or people new to Switzerland
• Anyone looking for a simple and instantly available payment solution

Identification is required to comply with legal regulations – however, your personal financial history or creditworthiness does not play a role in the application process.

Yes, Swiss Bankers offers a prepaid credit card with no annual fee: the Swiss Bankers Travel Card.

While the Life Card comes with an annual fee, the Travel Card was specifically designed to be free of yearly charges.

Yes, your Swiss Bankers prepaid credit card is accepted at around 70 million locations worldwide – anywhere Mastercard or Visa is accepted. This means:

• Online Shopping: Shop securely and conveniently at online stores around the world.
• In-Store Payments: Pay contactlessly or with a PIN at physical retail locations.
• Restaurants and Hotels: Use your card for services and accommodations.

Whether you're traveling, managing your daily life in Switzerland, or making international transactions – your Swiss Bankers prepaid card is a reliable and universally accepted companion.

For everyday use and secure online shopping, all Swiss Bankers prepaid cards are generally excellent choices – they are accepted worldwide, and the Swiss Bankers app enables easy and transparent management.

• Swiss Bankers Life Card: Ideal for daily use. The prepaid feature ensures full cost control and prevents overspending. The card is accepted at over 70 million locations worldwide and offers high security, as it is not directly linked to a bank account. It’s easy to top up, compatible with mobile payments, and available without a credit check – a flexible and secure payment method for everyone.

• Swiss Bankers Travel Card: Also suitable for everyday use, but offers additional benefits for travel – ideal for frequent travelers who want to combine flexibility and security.

• Swiss Bankers Prime Card: Designed for demanding users who value exclusive services. This premium card is available through selected private banks.

All cards – especially the virtual credit card – offer maximum security for online shopping, as no sensitive bank data needs to be disclosed.

Yes. Swiss Bankers offers tailored solutions for businesses of all sizes to efficiently and transparently manage travel expenses, reimbursements, and project-related costs.

Our corporate solutions are ideal for:

• Business Travel: Enable your employees to make secure and independent payments both domestically and abroad.

• Expense Management: Simplify the recording, reimbursement, and control of employee expenses.

• Project Budgets: Provide flexible budgets for specific projects, departments, or teams.

• Small and Medium-Sized Enterprises (SMEs): A simple, controllable, and secure alternative to traditional corporate credit cards.

For corporate clients, the Swiss Bankers Value Card is the optimal solution. It was specifically developed to meet the needs of businesses and offers numerous advantages that significantly simplify financial management in a business context

• Centralized Management: As an administrator, you retain full control over all issued cards. You can load funds, monitor expenses, and access detailed reports.
• Budget Control: Set individual budgets per employee or per card to manage spending effectively and ensure compliance with internal policies.
• Enhanced Security: Each employee receives their own prepaid credit card, which can be blocked immediately in case of loss—without putting the company account at risk.
• Global Acceptance: Your employees can make secure payments worldwide—ideal for international business travel.
• Simplified Expense Reporting: A digital overview of all transactions makes expense reporting easier and significantly reduces administrative effort.

The Swiss Bankers Value Card is therefore the ideal prepaid credit card for companies that value control, security, and efficiency in expense management.